If you have an Experian account that you no longer need, it’s important to close it in the proper way. This guide will provide you with step-by-step instructions on how to close your Experian account. By following these steps, you can ensure that your account is fully closed and your personal information is kept secure.
Check out this Youtube video for a step-by-step guide on how to close your Experian account and protect your personal information from potential breaches. Don’t wait until it’s too late, follow the instructions in this video to ensure your financial security.
Contents
Why Close your Experian Account?
There may be various reasons to close your Experian account. Among the most common are that the subscription fees are too high, there are duplicate or incorrect items on the credit report, or errors in the credit score could lead to negative effects on loans or credit applications.
How to Close Experian Account
Step 1: Identify the Type of Experian Account You Have
If you wish to cancel your Experian account, the first step is to identify the type of account you have. It could be Triple Advantage, Experian Credit Tracker, or ProtectMyID.
Step 2: Call the Appropriate Phone Number for Your Service
Once you have identified your account, call the appropriate phone number based on the service you have subscribed to. Here is a list of customer service phone numbers for each type of account:
Type of Account | Customer Service Phone Number |
Triple Advantage | 1-877-284-7942 |
Experian Credit Tracker | 1-877-284-7942 |
ProtectMyID | 1-866-960-6943 |
Step 3: Provide Personal Information Through the Phone
When you call the customer service number, be prepared to verify your identity by providing personal information such as your full name, address, birth date, and Social Security number.
Step 4: Request Your Account to be Cancelled
Once your identity is verified, you can request to close your Experian account by explicitly using the relevant keywords. For example, you can say “I want to cancel my Experian account.”
Step 5: Confirm your Cancellation Request Details
After requesting to cancel your account, you will receive a confirmation of your cancellation request. Make sure to carefully review the details and confirm that everything is accurate to avoid any negative impact on your credit score or report later on.
FAQs
1. What happens to my Experian credit report after I cancel my account?
Upon canceling your Experian account, your credit report will remain available for you to view and download for 30 days after cancellation. After which, your credit report will be deleted from your online account. However, your credit report may still be available to lenders, creditors, and other authorized parties who have previously requested it.
2. Will my credit score be affected if I cancel my Experian account?
Canceling your Experian account will not affect your credit score because it is not reported to credit bureaus. Your credit score is solely based on the information contained in your credit report, which will still be available even after canceling your account.
3. Can I cancel my Experian account online?
Yes, you can cancel your Experian account online. Simply go to ‘My Subscriptions’ and select ‘Close my Experian account.’ You can also cancel your account by calling the Experian Customer Service hotline at 1-866-617-1894 or writing to us.
Conclusion
If you no longer need your free Experian account, cancel it easily in just a few steps. You can close your account online or by contacting Experian directly. By following a few simple instructions, you will be able to cancel your account without any issues.
References
Closing an Experian account is a simple process that can be done online, by phone, or by mail. Follow the steps below to properly cancel your subscription:
- If you have questions or concerns regarding your subscription, call Experian at 1-479-343-6239 to speak to a representative.
- If you are ready to cancel your subscription, go to the Experian website and navigate to the ‘My Subscriptions’ page. From there, select the ‘Close my Experian account’ option.
- Alternatively, you can cancel your subscription by calling Experian’s customer service line at 1-866-617-1894