Searching for a possible means on how to pay for Onlyfans without credit card? Well, search no more.

A lot of people usually get stocked in the procedures of getting their Onlyfans account fully registered.

It goes up to the extent of them having to bypass Onlyfans verification.

However, there’s one significant problem on the platform – making payments.

According to Onlyfans, the officially approved way to pay for a subscription on Onlyfans is via credit cards.

But is it possible to pay for Onlyfans without a credit card? Yes, and we’d be dealing exclusively with this topic.

Before that, let’s get a solid understanding of Onlyfans.

What is Onlyfans?onlyfans homepage - How to pay for Onlyfans without credit card

A London-based social media platform, OnlyFan was founded by Tim Stokely.

The platform was established in 2016. And over time, it has garnered a solid network of over 2 million creators and 160 million users worldwide.

Obviously, these massive troops of users are due to one major thing – its open policy for content.

The platform allows users to post all sorts of content on the platform, including NSFW. In fact, the ability of users to post NSFW content is the major draw for many of its users.

OnlyFans operates on a subscription model, where users pay a monthly subscription to creators they follow. At this point, the platform earns a 20% share of these amounts.

Why Does Onlyfans Require A Credit card?

Credit cards on Onlyfans are just one of many options when making payments on Onlyfans.

Formally, OnlyFans requires its users to use their credit cards to make monthly payments for subscriptions to an Onlyfan creator’s page.

Read Also: Does Onlyfans Accept Cash App cards

Here, the subscription fee is been withdrawn from your credit card balance. This is actually normal for most platforms.

But however, in the case of Onlyfans, it’s an obligation on the platform, whether or not you’re making a payment for a monthly subscription or you’re subscribing to a free Onlyfans account.

This also applies to OnlyFans creators, as without it, you can’t charge your followers on a monthly basis. So here, your credit card as an Onlyfans Creator would serve as an optional withdrawal method.

Why does Free Onlyfans require a credit card?

Even on a free Onlyfans page, Onlyfans requires users to provide a credit card to verify their identity. This is done to make sure all users on the platform are of the right age (18+).

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In essence, even if you’re just a user of Onlyfans and you don’t wish to subscribe to any paid Onlyfans page, you still have to provide your credit card.

But Why?

Well, this is actually a way for Onlyfans to verify your identity – and to make sure you don’t fall under the minimum age of registration.

Because, according to the Credit Card ACT of 2009, users below 18 can’t be primary holders of a credit card account. So this all correlates with Onlyfans policy that prohibits users below 18 from accessing the platform.

How To Pay For Onlyfans Without Credit Card

Yeah, Onlyfans requires both users and creators to provide their credit cards.

But what if you don’t have any? Or you don’t just want to use your personal credit card? Can you still pay for Onlyfans without a credit card?

Well, yes.

And there are a number of ways to do this.

Here’s how to pay for Onlyfans without a credit card:

1. Use a Virtual Card

Virtual cards are currently one of the newest things on the internet.

Virtual Cards are just like the normal credit and debit cards you see every day. However, they’re not physical, as the name implies.

If you feel insecure about using your personal credit cards, then you can try creating a virtual card for Onlyfans.

It’s worth mentioning that Onlyfans only accept cards from Master Card, Visa, and Maestro. Any other cards from a payment network, other than this, won’t be accepted.

Hence, you should only create Virtual cards on these payment networks.

There are several types of virtual card available online, however, only a few are eligible for Onlyfans. Here are three best Virtual cards that work seamlessly with Onlyfans.

Finally, before we get over this section, let’s see how we can sign up to a few of these virtual card providers.

How to Get a Virtual Card for Onlyfans on Getsby

To make things simpler, lets get over how to get a virtual card for onlyfans, since they’re one of the best providers that work perfectly with Onlyfans

Getsby is a known virtual payment provider that works seamlessly with Onlyfans. Unlike the others on our list, Getsby was solely created to provide virtual card services.

So, it does that perfectly.

getsby virtual card - how to pay for onlyfans without virtual card

Getsby virtual costs some money to get activated. The amount of activation fee is dependent on the type of card you purchase. You can find more about that here.

To create a virtual card on Getsby, here’s how;

  1. Head on to Getsby Virtual card Page.
  2. Click on “Login” in the right corner close to header.
  3. At this point, if you already have an account on Getsby, you can login, otherwise, you will have to register – fill in the required details.
  4. Verify your email address.
  5. Now, on your account dashboard, tap on “create card.”
  6. Choose the balance for the card and select the number of cards you want to order.
  7. After this, click on the button “Add to cart.”
  8. Go to the cart page, select your preferred payment method and order your virtual cards.
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Now, to finalize the process, you’d need to activate Getsby account.

  1. After making payments for the virtual cards, you’d receive an email address to activate your account in no due time, select “Activate.”
  2. Add your 8-digits number and confirm via OTP.
  3. Additionally, do the following.
    • Take two selfies, one without a smile and one with a smile;
    • Scan a piece of your country’s identification document. This could be a passport or an identification card. On the scan, all details must be displayed; also, scan a proof of address. Uploading a pdf of your most recent energy or phone bill (not older than three (3) months) is the easiest way to give this.

2. Prepaid Cards

Prepaid cards are similar to our traditional cards and they make up a perfect alternative to paying for Onlyfans without credit cards.

Prepaid cards are used to make payments just like traditional. But unlike debit/credit cards, they’re standalone. That is, they’re in no way affiliated with a bank account.

A prepaid card must be funded with some amount of money, to be used. And when you use them up, you’d have to fund them again, online or at an ATM.

The deal is to get a prepaid card, fund it with a few dollars (depending on the amount of the Subscription), and use it to make payments on Onlyfans.

In a case where you just want to subscribe to a free Onlyfans page, fund your prepaid card with a minimum of $5. No, don’t bother. You’re not going to be deducted!

Again, it’s worth mentioning that your prepaid card should only come from the following payment networks: Master Card, Visa, and Maestro.

Unlike, Virtual card, you can’t get a prepaid card online. You can only buy a prepaid card from a retail outlet, bank, credit card company, etc.

However, we’ve a number of Prepaid Cards that work for Onlyfans in a previous article.

3. OnlyFans Viewer Tool

I must say, getting the other two options available would cost you money, surely.

But what if you don’t have a dime to spend, using Onlyfans without credit cards? Are there still alternatives?

Most likely, there is just one alternative to this. That is the “Onlyfans Bypassing contents tool.”

Not to carry your hopes high, I’d love to say that, this option is best fitted for Onlyfans “users” who want to use the Onlyfans without credit cards.

Here we go…

Over time, there have been numerous claims on the point that there are certain tools built to hack into Onlyfans to get premium content for free.

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While some of these tools do cost some money, a lot of them do it for free.

The best part is that you don’t need to get into the hassles of having to register to the platform, verify your account, and provide any credit card.

It’s all simple and free!

An example of such a tool is the Onlyfans Viewer Tool.

So now, want to start using this tool?

Well, all you have to do is to go to Onlyfans. Copy the username of the Onlyfans page you want to get content from, whether free or paid.

And then, get into the apk/website of Onlyfans viewer Tool, and paste the username there.

At this point, “click on get access”; you’d be asked to “complete the captcha.” Do just that and click on “start”.

It will take some time for the tool to download and retrieve information.

After that, click the “Complete Verification” button and then the “Verify” button.

You’re all set to access the Onlyfans page content!

4. Give other Onlyfans Alternatives a try

There are a whole lot of other platforms similar to Onlyfans, performing really well.

The problems on Onlyfans are really getting out of hand. From its lengthy registration process to its verification approach, there are just too many issues on the platform.

If you feel like all the other options addressing how to pay for Onlyfans without credit card aren’t feasible for you, looking out for alternatives to Onlyfans should be considered.

A few of these alternatives include FanCentro,, AVNstars, IsmyGirl, etc

Final Thoughts

There are a lot of ways to get around things on Onlyfans. This article just approached one of them – how to pay for Onlyfans without credit card.

Wanna find more? Stick to!

Meanwhile, do well to read our guide on how to make money on Onlyfans without showing your face.


Can you get free Onlyfans without payment card?

To get free Onlyfans without a payment card, you have to either get a virtual card, prepaid card, or use the Onlyfans viewer tool.

How can I watch Onlyfans without a credit card?

Formally, it’s not possible to watch Onlyfans without a credit card. However,  by providing a prepaid card, virtual card, or using the Onlyfans viewer tool, you can watch Onlyfans without a credit card.

Why does free Onlyfans require a credit card?

Even on a free Onlyfans page, Onlyfans requires users to provide their credit cards to verify their identity.

Can you pay Onlyfans without Credit Card?

Even without a credit card, you can pay for Onlyfans through a variety of other payment options, including prepaid cards, and virtual cards.

How To Pay For Onlyfans Without Credit Card?

By using a virtual card, you can pay for onlyfans without a credit card. There are still a few other tricks that allow users to do this, including the use of prepaid cards, virtual cards and bypassing Onlyfans contents.


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